About Fundation Group LLC
Fundation is a high growth, private equity backed technology enabled online commercial lender dedicated to enhancing the borrowing process for small business owners across the United States. We are changing the landscape of lending to small and medium sized businesses nationwide through a streamlined data-driven, digital process.
We deliver our credit products through a network of partners – we do not conduct a direct to customer marketing program. We offer the equivalent of a bank loan but through a technology, enabled process that can deliver capital in as little as 2 business days. Our core product is a fixed rate, 1-4 year fully amortizing term installment loan (similar to a car loan or mortgage) with no prepayment penalties. Because we use our own capital (a balance sheet lender), we employ risk-based pricing to lend to businesses with varying credit profiles and for various purposes – working capital, inventory, capital improvements, equipment purchases, expansion of facilities, acquisitions and ownership related events. We do not sell our loans and we control the servicing throughout the life of the loan.
Our partners include banks and other financial institutions; business brokers; business advisors, vendors of supplies, equipment, and services; online service providers, software providers and professional service firms. In each partnership, we customize our product offering and our delivery model to meet the needs of each unique partner and its customers. Our partnerships range from customized vendor financing programs, discrete transaction/deal assistance, fully integrated lending platforms, and customer cross-sell through coordinated marketing programs.